Our solutions do not necessarily require substantial initial capital. We can support your development projects with a range of financing and funding options, through which a project may be implemented even without own funds, or financed from the savings achieved.
Even faster payback
Reduced cost burden
Lower investment risk
Elevated competitive advantage
Solutions tailored to your specific requirements
Select from the parameters below and we will show you the available options.
Financing options
Funding options
Leasing
For investments that pay for themselves within the term
Financing of the investment in part or in full, in the form of asset leasing.
Available structures: Closed-end lease: ownership of the equipment passes to the lessee at the end of the term Open-end lease: the transfer of ownership is not automatic, and the range of financeable assets and other conditions may therefore differ
Interest: fixed rate
Term: typically 5–7 years
Currency: HUF / EUR
EXIM investment loan
Green transition, potentially without own funds
A favourable, state-supported investment loan available to Hungarian SMEs and large enterprises for environmentally sustainable economic activities and for investments that enhance international competitiveness.
Interest: low, fixed rate
Term: up to 15 years
Own funds: not required in all cases
Currency: HUF / EUR
Széchenyi Investment Loan MAX+
For investments that pay for themselves within the term
A loan available to Hungarian SMEs, which may be applied for to support investments serving the green transition and sustainable development.
Interest: fixed 1.5% net per annum
Amount: up to HUF 500 million
Term: up to 10 years
Grace period: up to 2 years
Own funds: minimum 10%
ESCO(energy-as- a-service)structure
Cover the investment from the savings achieved with our solutions
Investment without own capital, financed from savings under a long-term service arrangement. The investment is financed by an external party, and the client repays the cost of the investment from the energy savings realised, in the form of a monthly or annual fee.
Long-term rental structure
Enjoy the benefits of the system without an initial investment
A further advantage is that it is primarily the lessor who has an interest in proper maintenance and reliable operation.
Financing of the investment by an external partner under a long-term rental agreement, with monthly fee structures (which may also include the cost of regular maintenance).
IMPORTANT! Oxyma Systems Kft. does not carry out financial intermediary activities and acts solely in an advisory capacity in relation to the financing and funding options available on the market. Accordingly, our active involvement extends to the selection of specific structures and to the provision of the technical documentation required for applications (energy calculations, savings certificates, system designs, etc.).
Corporate income tax (TAO) allowance
Substantial tax relief for energy efficiency purposes
A tax allowance that may be claimed against the cost of tangible assets and intangible goods directly related to achieving a higher level of energy efficiency.
Claiming the tax allowance shortens the payback period of the investment and improves cash flow, which is why we draw attention to it in every quotation we prepare.
Rate of allowance: 30–50% of the investment cost
Duration: may be claimed for up to 6 years
Cap: up to 70% of the calculated tax
Condition: a quality certificate issued by a registered energy auditor
Development tax allowance
Reduced tax burden for environmental investments
A development tax allowance for investments serving environmental objectives (for example, modernisation or the development of a new system resulting in energy savings or in the replacement of harmful refrigerant use), which reduces the amount of tax payable rather than the tax base, for up to 13 years following the investment.
Rate of allowance: depends on company size and investment location
Minimum investment value: Small enterprise: ≥ HUF 50 million Medium-sized enterprise: ≥ HUF 100 million Large enterprise: ≥ HUF 3 billion
EEOS sales
Energy savings you can sell
Under the Energy Efficiency Obligation Scheme (EEOS), electricity and natural gas traders must demonstrate certified energy savings year after year, which they cannot generate from their own investments alone. This is why there is demand — and a market price — for the savings achieved through your modernisation project.
Under the relevant legislation, energy savings verified by an energy auditor can be monetised and sold on the organised market, or counted towards the fulfilment of a prescribed obligation. Taking prevailing energy prices into account, this can generate significant income.
Tax allowance for environmental investments
Reduced tax burden in support of sustainability
For investments serving environmental objectives, a development tax allowance may be claimed from an investment value of HUF 100 million, irrespective of company size.
For large enterprises outside Pest County, the rate may be as much as 50% of the project value, and for SMEs it may reach 70–80%.
Investments pursuing the following objectives are eligible:
Reducing environmental impact, and preventing or remedying environmental damage
Protecting human health and improving quality of life
Preserving natural resources and promoting sustainable resource management
IMPORTANT! Oxyma Systems Kft. does not carry out financial intermediary activities and acts solely in an advisory capacity in relation to the financing and funding options available on the market. Accordingly, our active involvement extends to the selection of specific structures and to the provision of the technical documentation required for applications (energy calculations, savings certificates, system designs, etc.).
Grant opportunities
The availability of grant funding changes continuously. We monitor and filter, on an ongoing basis, those opportunities that provide support for investments targeting the green transition or digitalisation.
Micro, small and medium-sized enterprises Consortia With at least one closed business year
Eligible activities:
Pilot and demonstration projects Circular water management Introduction of sustainable business models Conversion of manufacturing processes Awareness raising
Non-repayable grant
HUF 30–125 million
Aid intensity: 40–70%
Objective: transition to a circular economy
The implementation site can not be located in Budapest
First phase: 27 April 2026 – 29 May 2026
Second phase: 15 June 2026 – 31 August 2026
¹ Northern Great Plain, Southern Great Plain, Northern Hungary, Southern Transdanubia ² the entire territory of the country with the exception of Budapest
Micro, small and medium-sized enterprises Public water utility companies With at least one closed business year
Eligible developments:
Building energy upgrades (insulation, replacement of doors and windows, heating/cooling modernisation) Energy-efficient modernisation of processes (replacement of machinery and equipment) Modernisation of public water utility equipment
Interest-free loan
HUF 10–500 million
Term of up to 10 years
Objective: achieving primary energy savings of at least 30%
The implementation site can not be located in Budapest
Micro, small and medium-sized enterprises With at least three closed business years
Objective of the programme:
Support for the green and digital transition A focus on strengthening competitiveness, brand and product development Expansion into foreign markets and export growth as a priority objective
Non-repayable grant and loan
HUF 150–1,000 million
Level of support: 90%
The implementation site can not be located in Budapest
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